Retail Lending Services Fees

As a special reminder

Please note that many of our Bank transactions are offered free of charge or at a lower fee via our CMB Online Banking and CMB Mobile Banking Services, and Bankomatiko (ATM’s).

For further questions and inquiries, please chat with us through our eAmigo Online Assistance by clicking the chat balloon at the bottom.

You may also contact us at +297 522-3000 or mail us at: bobancoamigo@cmbnv.com.

Retail Lending Services

Consumer Loans

Car Loans Handling/Stamp fee	AFL 15.00 per month
Personal Loans Handling/Stamp fee	AFL 165.00 for the 1st year & AFL 140.00 for each add year or part of, rounded up. For secured PL, a one-time Fee of AFL 10.00
Risk insurance	For PL 3% of the loan amount up to 24 months and 4% 21 months and above, both caped at max AFL 900.00. For CL 2% of the loan amount caped at AFL 600.00
Change of Collateral (PL/CL)	AFL 50.00
Change of Insurance Coverage/Release (PL/CL)	AFL 50.00
Early total repayment written notice < 6 months. Applicable only to product types 168 171, 368, 370	Equal to 3 months of interest, minimum AFL 500.00
Early total repayment written notice > 6 months Applicable only to product types 168 171, 368, 370	AFL 500.00
Late Payment Fee Consumer Loans	7.5% from the monthly payment or part of, with a minimum AWG 25.00
Refinance Fee	AWG 500.00

Mortgage

Closing fee	1.75% of the mortgage amount
Mortgage change (request by Customer)	AFL 250.00
Cash Withdrawal Life Insurance Policies	AFL 75.00
Amortization fee (bulk payment)	AFL 250.00
One-Time Request Non-Life Insurance company	Equal to 1% of mortgage amount, maximum AFL 2,500.-
Fondo National di Garantia	+/- 2.5% of the mortgage amount
Auction Guarantee Letter	AFL 300.00 (will be deducted of the closing fee, if the mortgage materialized within 90 days)
Late Payment Fee Mortgage Loans	7.5% from the monthly payment or part of, with a minimum AFL 100.00
Grace Period product #257 (Max. 6 months)	AFL 100.00 (per month
Early repayment penalty with no written notice <6 months	Equal to 3 monthly payments with a minimum of AFL 3,000.00
Early total repayment with written notice >6 months	AFL 500.00 Admin Fee
One-Time Penalty (if project has not been completed within 12 months)	Equal 1% of mortgage amount, maximum AFL 1,500.00 and AFL 500.00 for each month thereafter until project is fully completed. This only with prior AMD Credit Risk approval
Administration fee for mortgage interest reduction requests	AFL 250.00
Refinance Fee	AFL 500.00

Letters

Reference/Confirmation Letter	AFL 100.00
Service charges mortgage & consumer loans*	AFL 35.00
Copy Charge	AFL 3.00 (per sheet)
Interest Letter	AFL 25.00

PL=Personal Loan
CL=Consumer Loan / *Withdrawal insurance savings, letters/declarations, pay off balances

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