Bankomatiko Smart Card - Caribbean Mercantile Bank

What is the Bankomatiko smart card?

(What is the difference between the old and the new Bankomatiko)

There is a chip on the card that allows you to use more advanced and secure technology when making everyday transactions
Loyalty: You will earn Fun Miles with every purchase in Aruba, Curaçao, Sint Maarten and on the BES islands Bonaire, St. Eustatius and Saba.
Wider acceptance.
New design.

When will i receive my Bankomatiko smart card?

The Bankomatiko smart cards will be mailed out to all customers starting the end of June.

How do I make a chip transaction?

On chip-enabled terminals worldwide:

The cashier or you inserts the card
The cashier enters the amount
You confirm the amount
You select checking or saving account
You enter your PIN
Leave your card in the terminal until the POS terminal tells you to remove your card.

On terminals that are not chip-enabled yet:
Just swipe your Bankomatiko smart card like you are used to do.

How do I know when to swipe or to use the chip reader with the Bankomatiko smart card?

The point of sale terminal gives the instructions what to do. When a smart card is swiped in a chip-capable terminal you get a message like “Use chip reader”.

How many chip-capable merchants are there on Curaçao?

MCB will be replacing all of its point of sale terminals in Aruba, Curaçao, Sint Maarten and on the BES islands Bonaire, St. Eustatius and Saba to handle chip transactions. Due to the number of terminals involved, this replacement process will occur over a period of months and has already begun.

Does the chip on the Bankomatiko smart card work like the well known “Chipknip/Chipper” in holland?

No, the chip on the Bankomatiko smart card does not work the same. There is no need to reload the chip on the Bankomatiko smart card. The new Bankomatiko card works the same way as your current card with the transaction amount automatically debited from your checking or savings account.

Where and how do I earn fun miles with my Bankomatiko smart card?

You will earn miles for all purchases made in Aruba, Curaçao, Sint Maarten and on the BES islands Bonaire, St. Eustatius and Saba. Fun Miles are not awarded for cash withdrawals.

How many Fun Miles do I earn when using my Bankomatiko smart card?

You will earn 1 Fun Mile for every Naf 5 spent. For example you will earn 5 Fun Miles for a purchase of Naf 25.

How does the earned Fun Miles get credited to my Fun Miles account when I use my Bankomatiko smart card?

Once your register your Fun Miles card at one of the 15 MCB branches or MCB@Home you automatically start earning Fun Miles with every purchase. If you have already registered your Fun Miles card, you will begin earning Fun Miles as soon as you begin making purchases with your new Bankomatiko smart card.

Is the Bankomatiko smart card a replacement of the Fun Miles card?

No, you still need your Fun Miles card to earn and redeem miles at the other Fun Miles partners. You will continue to use your Fun Miles card the same as you have in the past. Your Bankomatiko smart card is just an additional and simple way of earning miles.

Will I earn double Fun Miles at the Fun Miles partners when I use my Bankomatiko smart card?

Not exactly, MCB will give you miles when making purchases with the Bankomatiko smart card and the Fun Miles partner will also give you miles if you swipe your Fun Miles card at their establishment. The number of miles earned does not have to be double since the FM partners may have a different ratio of awarding miles.

Can I check my Fun Miles balance with my Bankomatiko smart card?

Not at this time. For more info on how to check your Fun Miles balance please visit.